Billease has introduced Billease Deals, a marketplace designed to connect brands and distributors with shoppers who already have pre-approved credit. The platform allows sellers to list products without commissions, listing charges, or payment-processing markups, offering a new way to reach customers while retaining control over pricing, promotions, and fulfillment.
Previously available only through the Billease app, Deals is now accessible to the public at deals.billease.ph through any mobile browser, with no app download required.
Unlike conventional marketplaces, Billease Deals operates on a model where the brand or distributor remains the seller. Merchants set their prices, manage inventory, and handle logistics and delivery, while Billease hosts product listings, connects merchants with shoppers, and provides installment financing at checkout.
A Marketplace With Zero Seller Fees
Billease estimates that brands selling through online marketplaces can spend close to 20% of each sale when commissions, payment fees, and advertising costs are combined. Meanwhile, operating an independent online store can involve transaction fees without guaranteeing customer traffic.
Billease Deals aims to address both challenges through a 0% seller-fee model. Merchants pay no platform fees, commissions, listing charges, or payment-processing markups on sales made through the marketplace.
The platform also gives brands full control over pricing, promotions, inventory, and delivery. Existing Billease merchant partners can list products through the company’s existing API or by manually uploading product information, eliminating the need for additional integration work.
Another key feature is its credit-first approach. Shoppers can see their available Billease credit limit while browsing, allowing them to assess affordability before reaching checkout. Brands and distributors can also offer 0% installment promotions to Billease’s customer base of millions of pre-approved users, with Billease providing the financing and merchants managing their offers and orders.
“In the Philippines, the number a shopper actually decides on is the monthly payment. That is how households budget, whether it is a phone or a refrigerator,” said Kurt Molina, Head of POS Product at Billease.
He explained that Deals presents shoppers with their available credit limit while they browse, allowing them to identify products and installment promotions that fit their budgets earlier in the shopping process.
“We take nothing from the sale. Our interest is the same as the brand’s: put the product in front of someone who can afford it today,” Molina added. “Every peso a brand saves in fees can go into a discount price or a 0% promo, and that is what actually moves items.”
More Payment Flexibility For Shoppers
Billease Deals currently features products across electronics, laptops, home appliances, personal care, and health services, with additional categories expected as more brands join the platform.
Eligible products from participating merchants may come with 0% down payment and 0% interest offers. For purchases carrying interest, charges are calculated on the declining principal balance, meaning customers who pay early pay less interest.
Selected devices also include a complimentary one-year protection plan covering accidental and liquid damage through insurtech partner Protech Devices.
The platform carries the Department of Trade and Industry (DTI) Trustmark, supporting its commitment to safety, transparency, and data privacy. Orders are fulfilled and delivered directly by the brands or distributors that list the products.
Now Open To Brands And Consumers
Billease Deals is available through its website and the Billease app. Brands, distributors, and retailers interested in joining can register through the Billease merchant partner portal or contact [email protected]. Technical integration information is available at Billease Deals Integration Documentation.
Installment purchases remain subject to credit approval. Zero down payment applies to eligible items, while 0% interest offers are available only on selected products from participating brands. Terms and conditions apply.
