CIBI Information Inc. (CIBI) has been recognized among Asia’s Most Influential Companies at the ACES Awards 2026, highlighting its evolution from the Philippines’ first credit bureau into a broader data and intelligence partner supporting trusted decision-making across lending, employment, identity verification, and fraud prevention.
For more than four decades, CIBI has adapted to the changing needs of financial institutions and Filipino consumers. As digital financing becomes increasingly interconnected, credit risk now often overlaps with concerns about identity, fraud, and business verification. In response, CIBI has expanded its capabilities to help organizations better understand and manage these emerging challenges.
“The challenge today is no longer gaining access to information. Institutions need to understand what the data is telling them and how they can use this to respond to risks,” said Pia Arellano, president and CEO of CIBI. “For us, trusted data becomes even more valuable when it’s used to help institutions act with greater confidence and create better outcomes for the people we all serve.”
Expanding Access To Credit And Financial Inclusion
As an accredited Special Assessing Entity (SAE) of the Credit Information Corporation (CIC), CIBI combines credit information, alternative data, and scoring solutions to give financial institutions a broader view of potential borrowers.
Since 2024, the company’s data infrastructure has supported 10.1 million people who are new to credit, helping Filipinos establish credit profiles and gain visibility within the formal financial system. CIBI also promotes greater understanding of credit, responsible borrowing, and long-term financial health to encourage sustainable participation in the financial system.
Beyond Credit: Building Trust Through Data
CIBI has broadened its services to address needs beyond traditional credit assessment, including identity and business verification, employment screening, and fraud prevention. Initiatives such as CIBI University, the Fraud Intelligence Data Sharing (FIDS) Network, and its workforce solutions demonstrate how the company applies data and intelligence to challenges across the financial and business sectors.
The company also continues to collaborate with organizations across the Philippine regulatory and financial ecosystem, including the CIC, Securities and Exchange Commission (SEC), Bangko Sentral ng Pilipinas (BSP), and major industry associations. These partnerships aim to strengthen information sharing and help institutions identify and respond to risks that may otherwise be difficult to detect independently.
CIBI’s recognition at the ACES Awards 2026 underscores the growing role of trusted data in supporting the Philippine economy. Beyond celebrating the company’s achievements, the distinction reinforces its commitment to expanding its capabilities, deepening industry partnerships, and developing solutions that address emerging challenges in credit, identity, fraud prevention, and financial inclusion.
