PSBank offers a simple and worry-free way to start your car ownership journey. Beginning with the LTO Theoretical Driving Course, a 15-hour seminar on driving basics and road safety, offered by accredited schools, can help you become a confident driver. This course is available online or in a classroom, and after passing the exam, you can apply for a student permit. PSBank is committed to making every step of the car ownership journey worry-free and straightforward, ensuring you have the freedom, responsibility, and endless adventures you desire.
Next, prepare for the written and practical tests to secure your driver’s license. Online reviewers and practice exams can help sharpen your knowledge and confidence. To avoid delays, schedule your medical exam and license application before your permit expires. For the complete process and official requirements, visit the LTO website. Follow these steps, and you’ll go from learner to licensed driver quickly.
Picking your first car is exciting, but it’s about finding what truly fits your lifestyle beyond looks and power. If you drive through city streets daily, a hatchback or sedan offers comfort, efficiency, and easy maneuverability. For those often traveling with family or bringing along more essentials, an MPV or crossover provides the space and flexibility you need. And if your routes include rough or unpaved roads, an SUV with higher ground clearance is the perfect match, giving you both capability and room to move.
Still deciding? PSBank’s Loan Calculator makes it easy to check how much you’ll need for the down payment and monthly amortization, so you can compare and choose what works best for you.
Once you’ve found the right car, applying for a PSBank Auto Loan Online is quick and easy. You can apply online and make a loan decision as fast as 24 hours.
Meanwhile, suppose you’re looking for a budget-friendly option. In that case, you can browse PSBank’s list of pre-owned cars for sale online, or visit the PSBank Pre-Owned Auto Mart at 8003 Lands R Us Realty Compound, Manalac Ave., Bagong Tanyag, East Service Road, Taguig City. Units are available for viewing from Monday to Saturday, 8:00 a.m. to 4:30 p.m.
Owning a car means more than just driving—it comes with responsibilities that keep you safe and confident on the road. Start by understanding your car: know what the dashboard lights mean and how to use features like hazard signals and defoggers.
It’s also essential to ensure your car is adequately insured to protect you financially in accidents. Once on the road, drive smart—stay alert, follow traffic rules, and maintain a safe distance from other vehicles. Don’t overlook the basics either: check your tire pressure regularly, know how to jump-start your battery, and keep up with routine maintenance. These simple habits not only keep you safe but also extend the life of your car.
Just as important as taking care of your car is staying on top of your monthly payments. With PSBank, managing them is simple—you can pay through PSBank Mobile, PSBank Online, over the counter at any PSBank branch, or even at select partner outlets like 7-Eleven.
You can also set up an Automatic Debit Arrangement (ADA) from your PSBank savings account for extra convenience. Don’t have one yet? Opening a PSBank savings account is quick and easy—download the app, present one valid ID, take a selfie, and you’re good to go.
Here’s a bonus: when you make either advance or excess payments, you automatically earn rebates through the Prime Rebate feature. That means you can reduce your total loan amount, shorten your loan term—or enjoy both.
Getting behind the wheel for the first time comes with significant responsibility. Always buckle up, keep your eyes on the road, and avoid distractions like using your phone while driving. Know your traffic signs and follow speed limits—they’re there to keep everyone safe.
If you’re heading somewhere unfamiliar, plan your route or use a navigation app so you can focus on driving instead of rushing to figure out directions. Most of all, stay calm and patient—safe driving isn’t just about skill, it’s about being alert and considerate on the road.
Keeping your car in top shape is just as important as driving it safely. Always follow your manufacturer’s recommended Periodic Maintenance Schedule and have your vehicle serviced only at authorized franchise dealers to keep your warranty intact.
For added safety and to ensure your warranty provisions remain valid, choose only genuine parts and accessories installed by trained mechanics.
For smoother trips, ensure your vehicle is equipped with RFIDs like AutoSweep and EasyTrip for cashless toll payments. And the best part? You can conveniently reload them anytime through PSBank Mobile.
Buying your first car is exciting, but financing can feel overwhelming. PSBank offers Auto Loan options that are simple and flexible, making it easier for first-time buyers to get started. Whether you’re applying for a loan or need guidance, PSBank aims to make the process smoother so you can focus on enjoying the road ahead.
If you are a first-time driver ready to turn your dreams into reality, PSBank is here to help. Apply for a PSBank Auto Loan through the PSBank Online Loan Application, or visit your nearest PSBank branch. For more information, visit www.psbank.com.ph or follow PSBank on Facebook.
