Joyce Tan, a “Wais” Home Credit customer since 2020, purchased her iPhone 13 in 2021 with the added protection of Home Credit Protect. A Gen Z professional living independently in Taguig, she managed rent, bills, and daily expenses while making practical lifestyle purchases through Home Credit products and services.
That decision later proved unexpectedly valuable when she faced a sudden medical emergency involving blood pressure complications that led to hospitalization for Stage 2 hypertension.
When Joyce bought her phone, Home Credit Protect was offered to her as an added benefit. After understanding its coverage, she chose to avail of it.
“‘Noong bumili ako ng iPhone 13, in-offer sa akin ‘yong Home Credit Protect. Nung na-explain sa akin kung ano yung benefits nya, hindi talaga ako nagdalawang-isip kumuha.”
As medical expenses, medication costs, rent, and utilities quickly accumulated, the protection tied to her iPhone purchase provided meaningful financial relief. After submitting the required documents, she was able to access benefits including waived installments for two months.
“Nabawasan talaga ‘yong stress ko pagdating sa monthly payments ko kay Home Credit. Syempre ayokong mag-miss ng payment kasi may penalties ‘yun. Hindi ko talaga in-expect na ‘yong phone na binili ko would eventually help me during my health emergency. Dahil sa Home Credit Protect, nagkaroon ako ng peace of mind at mas nakapag-focus ako sa pagpapagaling ko,” Joyce said.
A reliable, caring lifestyle partner
HC Consumer Finance Philippines, Inc.
15th Floor, Ore Square, Bonifacio Global City, Taguig, Metro Manila
T: (02) 753-5700 | W: www.homecredit.ph
Joyce’s experience reflects how Home Credit Philippines has supported over 13 million Filipinos over the past 13 years through products and services designed to make everyday life more manageable.
“Behind Home Credit’s 13 million customers are millions of unique journeys, all driven by the goal of building a better and more secure future. Joyce’s story shows how simple decisions today can make a meaningful difference in unexpected moments. Through products and services designed around our customers’ evolving needs, we remain committed to supporting Filipinos in both everyday purchases and life’s important moments,” said Jana Pechouckova, Senior Executive Vice President of Home Credit Philippines.
Watch Joyce’s Kwentong HC and learn more about Home Credit Philippines at www.homecredit.ph or via the Home Credit App, or follow their official Facebook, Instagram, and TikTok channels.
Home Credit Philippines is a financing company duly licensed and supervised by the Securities and Exchange Commission (SEC) and the Bangko Sentral ng Pilipinas (BSP).
