In today’s unpredictable economic climate—marked by rising costs and uncertain investment returns—many Filipino families are looking for safer, more dependable ways to secure their future. Addressing this growing need, FWD Life Insurance Philippines has introduced FWD FutureSure, a new endowment plan designed to provide guaranteed rewards, long-term protection, and greater financial peace of mind.
Built for families planning for major life goals such as children’s education, retirement, or future financial milestones, FutureSure combines disciplined savings with predictable benefits, helping Filipinos move forward with greater confidence.
“Many Filipinos are asking, ‘Can I really secure my child’s education or my own retirement when everything feels so uncertain?’” said Soon Liang Lau, President and CEO of FWD Philippines. “That’s why we created FutureSure. It’s not just another savings plan—it’s a promise. A steady, guaranteed hand to hold onto, no matter what the economy does.”
Guaranteed Cash Benefits and Long-Term Security
FWD FutureSure is structured to provide policyholders with reliable financial returns over a 20-year period.
Starting at the end of policy year 11, customers receive a guaranteed annual cash payout equivalent to 10% of their Sum Assured, continuing every year through policy year 20. These yearly payouts can serve as additional financial support for household expenses, educational needs, or other life priorities.
At the end of the policy term, customers also receive 100% of their Sum Assured as a Guaranteed Maturity Benefit, while remaining protected with life insurance coverage throughout the full 20-year period.
For added flexibility, policyholders may choose to withdraw their annual payouts as cash or leave them with FWD, where they may potentially earn non-guaranteed interest, depending on market conditions.
Flexible Contributions for Today’s Financial Realities
Recognizing that financial commitments must remain manageable, FWD FutureSure offers customers the option to choose between a five-year or ten-year premium payment period, allowing them to align contributions with their current financial capacity.
The plan also includes an optional waiver of premium benefit, designed to ease the burden during difficult times. In the event of critical illness, permanent disability, or death, future premium payments can be waived while the policy remains active, ensuring continued financial protection for loved ones.
Helping Filipinos Regain Control Over Their Financial Future
According to FWD Philippines, FutureSure reflects the company’s broader mission of helping Filipinos feel more empowered and secure about their financial decisions—especially in uncertain times.
“As the insurer of the next generation, FWD isn’t just here to sell policies. We are here to give Filipino families back their sense of control,” Lau added. “FutureSure is our way of saying: You don’t have to navigate this economy alone. Your future can still be brilliant, and we’ll help you get there with certainty and heart.”
Interested customers may learn more by speaking with an FWD Financial Advisor or visiting FWD Philippines.
Founded in the Philippines in 2014, FWD has rapidly grown into one of the country’s leading insurers, recognized for its strong investment-linked offerings and consistently ranking among the top providers in both new business annual premium and total premium, while holding the number one position in single premium insurance.
