Global Dominion Financing, Inc. (GDFI) delivered record financial results in 2025, posting significant growth across its assets, revenue, loan portfolio, and profitability as it prepares to accelerate digital transformation and expand financing access for Filipino entrepreneurs and micro, small, and medium enterprises (MSMEs).
The financing company ended 2025 with PHP 18.6 billion in total assets, a 32% increase from PHP 14.1 billion in 2024. Net income also climbed 10% year-on-year to PHP 882 million, up from PHP 799 million the previous year.
Building on this momentum, Global Dominion entered a new chapter under the leadership of Samuel Cariño, who assumed the role of president and CEO in June 2026.
“Our 2025 performance is proof that disciplined strategy and purposeful execution deliver results,” Cariño said. “As we move into 2026, we are building on this foundation to expand our reach, deepen our digital capabilities, and become the financing partner of choice for more Filipino SMEs, especially those who have long been underserved by traditional financial institutions.”
Revenue and loan portfolio continue to grow
Global Dominion’s total revenue rose to PHP 5.12 billion in 2025 from PHP 3.75 billion a year earlier, driven largely by PHP 4.63 billion in interest income.
Operating expenses increased to PHP 3.93 billion, reflecting continued investments in branch expansion, digital infrastructure, and workforce growth to support the company’s expanding loan portfolio.
Loans to customers, net of provisions, reached PHP 16.24 billion, up from PHP 12.55 billion in 2024.
Meanwhile, shareholders’ equity more than tripled to PHP 4.27 billion, compared to PHP 1.25 billion the previous year, resulting in a 32% return on equity.
Lending expands nationwide
The company served 28,985 borrowers across the country in 2025, releasing a total of PHP 11.82 billion in loans—up 19.2% from PHP 9.92 billion in 2024.
Business loans accounted for PHP 5.43 billion, increasing 34.1% year-on-year, while personal loan releases surged 70.7% to PHP 5.22 billion, highlighting growing demand from both entrepreneurs and individual borrowers.
Digital transformation drives growth
A key milestone during the year was the launch of the MyLoans App, Global Dominion’s proprietary loan origination and management platform designed to streamline loan applications, speed up approvals, and improve customer experience.
The digital platform earned the company the Philippine Technology Excellence Award for Fintech – Financial Services at the Asian Technology Excellence Awards 2025.
Global Dominion also deployed AI Rudder RoboCallers, an artificial intelligence-powered system supporting its telecollection and telemarketing operations. The technology contributed to more than PHP 200 million in loan releases by improving operational efficiency while complementing its human workforce.
Expanding reach through digital and physical channels
As of April 2026, Global Dominion operated 196 branches nationwide, with expansion efforts focused on underserved provincial communities where access to financing remains limited.
The company said its strategy combines digital innovation with a growing physical presence to broaden financial inclusion and strengthen support for MSMEs ahead of MSME Month.
“In 2026 and beyond, we will harness digital transformation as a strategic bridge to reach further, serve smarter, and empower more,” Cariño said. “Every digital investment the company makes is designed to extend Global Dominion’s reach and deepen our impact across the country, reinforcing our commitment to be accessible, trusted, and ready to fuel every dream worth financing.”
